Krazy Deal Daze: March 2021

Bringing you deals, coupons, reviews, tutorials, and DIY's to save you money! Deals so Krazy they'll put you in a Daze

Wednesday, March 31, 2021

April Shopping Guide 2021

Check out all the Krazy deals we found for April 2021.
This post contains paid affiliate links, please read our Advertising Disclosure Statement.



April showers bring May flowers and also the dreaded spring cleaning.

Now is the time to start packing away those winter clothes. You can find many deals on storage totes, organization, and cleaning supplies. April is also a great time to replace your vacuum cleaner. I know buying a vacuum isn’t necessarily the most exciting purchase you'll make, but it can be less painful when you’re taking advantage of a spring cleaning sale. Easter is Sunday, April 4th this year, and when Easter is done and over, leftover candy and Easter-related products will be deeply discounted.

Also with winter finally over (for some of us..lol), it’s the perfect time to get active again and there will be many deals on sneakers and activewear to help you out. Consider this your reminder and extra motivation to keep working towards those fitness goals you set in January! Keep going, YOU GOT THIS!!

Surprisingly tires also go down in price around April, so if you need to replace them, April is a great month to find Krazy Deals on some new tires. Also, FYI Mother's Day is right around the corner coming up on Sunday, May 9th to be exact, so some April deals would work out well too, as small appliances and jewelry tend to be discounted in April.

April definitely has its fair share of spring deals and discounts. Other dates to remember coming up in April Earth Day on Monday the 22nd, Administrative Professionals Day on Wednesday the 21st, and Arbor Day on Friday the 26th. Normally Tax Day is April 15th however, this year it has been extended to May 17th, 2021. 

With Covid-19 still lingering our shopping experiences have shifted to even more online shopping. So, if you're like me and always looking to save even more money on your online purchases two of my go-to coupon and coupon code browser extensions are Honey and Rakuten. Ibotta has recently launched a Beta Browser that is on the fast track to becoming my favorite browser, I highly recommend checking it out and giving it a try! I also recommend using cashback apps to earn money back on your every day in-store and online purchases. My favorite cashback apps are Ibotta and Fetch Rewards.

Thank you for stopping by and checking out our April Shopping Guide 2021! What sales and deals do you look forward to in April? What other apps, and/or browser extensions do you like to use to save money? Be sure to let us know in the comments below! If you enjoyed this post, we’d be very grateful if you’d help it spread by emailing it to a friend or sharing it on Twitter and/or Facebook. Don't want to lose this? Pin it on Pinterest so you can get back to it later!

Thursday, March 18, 2021

Top 10 Budgeting Strategies To Help You Curb Overspending

This post contains paid affiliate links, please read our Advertising Disclosure Statement.


Top 10 Budgeting Strategies To Help You Curb Overspending 

At Krazy Deal Daze were not just about spending money on Krazy Deals!

In the event that your spending habits have you digging for pennies before the next payday, it might be time for a change. Unfortunately, running out of cash before payday, especially if you do it over and over, can cause a lot of undue stress that can negatively affect not only your pocketbook but your health as well. 

However, all hope is not lost and you can reduce this stress and get back on track with your finances by reevaluating and altering your spending habits.

So how can you accomplish this?

Try these budgeting techniques:

1.      Make a Master List. The first step to any well-thought-out action plan is to develop a list! So you’re going to start by making a list of all your loan payments and credit card bills. You’ll expand your awareness about the number of creditors you have, the total amount you owe, and the due dates of your monthly payments.

·         On the list, have 5 columns: the name of the creditor, your monthly payment, the due date of each month’s payment, the amount of interest you’re charged, and the total amount you owe.

2.      Add other monthly expenditures to your Master List. Next, list things like your rent or mortgage payment, grocery costs, gasoline costs, and anything else you pay monthly. Estimate the amounts for your cable, water, garbage, cell phone, and utility bills, using last month’s statements. Your Master List should reflect all your outgoing expenditures.

3.      Establish priorities. Which bills do you see as the most important? Mark them in some way by highlighting or circling them.

 

·         Don’t know what bill has the highest priority: A good place to start is your housing! Your rent or mortgage should always be at the top of your list. If you require transportation to get to your job, then I would personally have that as my second priority! If you can’t get to work, that can definitely hinder your ability to make the money to pay the bills.

4.      Survey the remaining bills. In looking at these non-priority bills, you can most likely discover some areas in which you can lower your costs.

5.      Examine frivolous expenditures. Are you spending $50 a week on fancy coffees? Do you stop after work for a few beers with co-workers two or three days a week? Are you going out to eat or ordering takeout more than two times a week? If so, consider the amount of money you spend on these sorts of activities. Which expenditures can you reduce? Which can you cut out completely?

 

6.      Call your credit card and utility companies to request lower interest rates or payments. Make a notation on your Master List of the reduced rates and/or payments you receive. Also, note any companies that refuse to reduce your rates. Remember it never hurts to ask and the worst that could happen is they simply say no. Make the decision to stop using credit cards with high-interest rates.

7.      Take decisive steps to reduce your expenses. For example, if you’re paying out $200 a month for premium cable channels and they are unwilling to reduce your bill (In my personal experience they have always reduced my bill when I call and ask for a lower payment), you have the power to cut your cable bill by removing the service completely.

8.      Determine how you can bring in additional dollars. You could consider getting a second job. There are other money-making opportunities you could consider as well. Are you a crafter? Sell your crafts on Etsy. Do you have a lot of items around your house that you don’t use or need anymore? Host a yard sale or list the items for sale on a community marketplace site like Facebook marketplace. Use cashback apps and extension browsers such as Fetch Rewards, Ibotta, Honey, and Rakuten when shopping for necessities. Then, use the extra money you earn to pay off debts. Recognize you do have the power to change things.

9.      Keep your Master List with you throughout the day. Each time you’re about to make a purchase, glance at the list and reflect on your bills and financial goals. Ask yourself if you truly need what you’re about to purchase. Allow yourself to feel proud about this new routine.

10.  Record your thoughts and feelings about the changes you’re making. It’s a challenge to try to change something about yourself, and how you manage your finances is no different. Write down how you’re feeling about adjusting your spending habits. It also helps to write about your financial goals, why you are trying to pay down your debt, why you’re trying to save money, and what are the financial goals you’re working towards.  Be optimistic that you can and will change your financial situation.

 

If you consistently find yourself running out of cash and struggling to pay your bills, vow to follow these strategies to change your spending behaviors. You have the choice to alter your financial habits in powerful ways. You can do it!



Thank you for stopping by and checking out our 
Top 10 Budgeting Strategies To Help You Curb Overspending! Which tip was your favorite? Any other tips you'd like to add? Be sure to let us know in the comments below!

If you enjoyed this post, we’d be very grateful if you’d help it spread by emailing it to a friend or sharing it on Twitter and/or Facebook. Don't want to lose this? Pin it on Pinterest so you can get back to it later!

Have a great day!





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Friday, March 5, 2021

March Shopping Guide 2021

Check out all the Krazy deals we found for March 2021.
This post contains paid affiliate links, please read our Advertising Disclosure Statement.

Although there are no major shopping holidays in March, 

March winds will still be blowing in some fabulous deals.


If outdoor grilling is something you enjoy, this is the best time to stock up on all your essential BBQ supplies, such as that dream grill you've always wanted. After all that grilling, exercise equipment will be a good buy as well. Many stores have great deals available.

Now that winter is winding down you’ll come across some amazing deals on riding and push mowers, just in time for spring. After all the first day of Spring is just right around the corner, the 2021 Spring Equinox falls on Saturday, March 20th.

March is also National Frozen Food Month, so be on the lookout for awesome deals to stock up on. Winter clothing sales will still be going strong in most stores to get ready for spring and summer lines. It would be a great time to snag some deals on coats, sweaters etc. Of course Saint Patrick's Day is coming up on Wednesday, March 17th so look for deals throughout the stores as they tend to have sales around any holiday, even St. Patty's Day! Department stores and online retailers will usually discount their selection of green-themed clothing, party supplies and jewelry as well.

Lastly, March is traditionally the month when spring cleaning and organizing officially gets started, it's also a great time of the year when you can do more than just declutter. It's also a great time to buy materials for your upcoming home renovations.

Don't forget, the dreaded tax season is still upon us. There are many deals to be found on DIY Tax software.

With Covid-19 still lingering our shopping experiences have shifted to even more online shopping. So, if you're like me and always looking to save even more money on your online purchases two of my go-to coupon and coupon code browser extensions are Honey and Rakuten. Ibotta has recently launched a Beta Browser that is on the fast track to becoming my favorite browser, I highly recommend checking it out and giving it a try! I also recommend using cashback apps to earn money back on your everyday in-store and online purchases. My favorite cashback apps are Ibotta and Fetch Rewards.

Thank you for stopping by and checking out our March Shopping Guide 2021! What sales and deals do you look forward to in March? What other apps, and/or browser extensions do you like to use to save money? Be sure to let us know in the comments below! If you enjoyed this post, we’d be very grateful if you’d help it spread by emailing it to a friend or sharing it on Twitter and/or Facebook. Don't want to lose this? Pin it on Pinterest so you can get back to it later!

Have a great day!